Monopoly Live: Rules, Payouts, RTP and How to Limit Losses

Monopoly Live is a live game show available at most online casinos. Each round is decided by spinning a large wheel, and when the wheel lands on a bonus, the game moves to a bonus round on a 3D Monopoly board shown in augmented reality (AR). What sets it apart is that it brings the board game to the casino almost unchanged, and it has become a standard title at many casinos.

What You Will Learn

• Monopoly Live is a casino game based on the board game Monopoly.
• The bonus game is triggered 7.41% of the time, or about once every 13.5 spins.

This article takes about 11 minutes to read.

Monopoly Live Rules and How to Play

Monopoly Live is a live game show from Evolution that combines the board game Monopoly with Dream Catcher, the provider’s popular money wheel game. You do not need to know the board game to play. Once your bets are placed, the game runs automatically while you watch, so no further action is required.

The game uses a large wheel divided into 54 segments. The segments show numbers such as 1, 2, 5 and 10, and players bet on which number they think the wheel will stop on. If the wheel stops on a segment you bet on, you are paid according to the number on that segment.

Example: a $10 bet on 10 pays 10 to 1, so the bet wins $100, and you get $110 back including your $10 stake.

The wheel also has segments marked 2 Rolls and 4 Rolls. When the wheel stops on one of them, the bonus game is triggered.

In the bonus game, the result is decided on a 3D Monopoly board shown in augmented reality. Mr. Monopoly moves around the board according to the dice rolls, and you are paid the multiplier shown on the space where he lands. The bonus game is where the high multipliers come from.

Monopoly Live Bonus Games

The bonus game in Monopoly Live is the Mr. Monopoly bonus game, which starts when the wheel stops on 2 Rolls or 4 Rolls. This is where the high multipliers appear, but they are already factored into the game’s return to player (RTP), so the bonus does not give you any extra edge.

The 2 Rolls and 4 Rolls Segments

When the wheel stops on a segment marked 2 Rolls or 4 Rolls, the Mr. Monopoly bonus game begins.

Once the bonus game starts, the screen switches to a board modeled on the actual Monopoly game, and Mr. Monopoly appears on it. With 2 Rolls, the two dice are rolled twice; with 4 Rolls, they are rolled four times.

Mr. Monopoly moves forward by the number rolled, and you are paid the multiplier shown on the space where he lands. For example, if the space shows 5x, you get back 5 times your stake, including the stake itself.

As in the original Monopoly rules, rolling doubles earns you an extra roll.

The Monopoly board has 40 spaces, and the 39th space, the last one before Go, carries the highest base multiplier, 100x.

When no rolls remain, the bonus game ends and you are paid the total of all the multipliers collected up to that point.

The Chance (?) Segment

When the wheel stops on the Chance segment, marked with a question mark, one of two events occurs.

Cash Prize

You are paid up to 5x the total of all your bets on that spin.

Example: if you have $10 on 1, $10 on 2 Rolls and $5 on 4 Rolls and win a 5x cash prize, you are paid (10 + 10 + 5) × 5 = $125.

Multiplier

A multiplier is drawn and the wheel is spun again. Any win on that spin is boosted by a multiplier of up to 10x.

Example: if you bet $10 on 10, draw a 10x multiplier from Chance and the next spin lands on 10, your $100 win is multiplied by 10, so you win $1,000 and get $1,010 back including your stake.

If Chance comes up several times in a row, the multipliers are multiplied together. For example, drawing an 8x multiplier and then a 10x multiplier gives an 80x multiplier on the next spin.

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Monopoly Live Payouts and Probabilities

The max win, the payout cap and the bet limits vary by casino.

The table below lists the segments on the Monopoly Live wheel and the probability that the wheel stops on each one. The RTP of each bet is covered later in “How to Limit Losses in Monopoly Live.”

Because the multipliers in the bonus game depend on the dice rolls in each bonus round, the table above shows only the fixed payouts. Wins of 2,080x on 2 Rolls and 9,600x on 4 Rolls are reported to have been recorded in the past, but neither figure has been published by Evolution.

The probability of the wheel stopping on 2 Rolls is 5.56%, and on 4 Rolls 1.85%, for a combined 7.41%. That works out to a bonus game about once every 13.5 spins. This is a long-term average, however, and results can be uneven over short periods.

How to Limit Losses in Monopoly Live

The RTP in Monopoly Live differs by up to 4.93 percentage points depending on the bet, so where you place your chips affects how much you lose. Every bet loses money in the long run, but staying away from the segments with a low RTP reduces your losses.

Avoid Betting on 1 and 5, Which Have a Low RTP

In Monopoly Live you can bet on the numbers (1, 2, 5 and 10) and on the 2 Rolls and 4 Rolls bonus games, and you can place bets on several segments at once. Evolution publishes the theoretical RTP of a bet on each segment.

From highest to lowest RTP, the order is 2, 10, 2 Rolls, 4 Rolls, 1 and 5. The highest, 2 (96.23%), and the lowest, 5 (91.30%), are 4.93 percentage points apart.

Avoiding 1 and 5, the two bets with the lowest RTP, therefore keeps the house edge across your total stake lower.

The bonus game bets have an RTP of about 93.7%–93.9%, lower than 2 and 10 but higher than 1 and 5.

When Betting on the Bonus Games, Put Part of Your Stake on 2

Bets on numbers such as 1 and 2 pay relatively little, so a common approach is to bet only on the bonus games and wait for one to come up. Since it keeps your total stake down, this is a reasonable approach.

However, putting all your bets on the bonus games, which have an RTP of around 93%, tends to lead to larger losses. Even though the bonus comes up about once every 13.5 spins on average, variance can mean that you play 50 spins without hitting one. Placing some of your stake on 2 as well, which wins often and has a high RTP of 96.23%, lowers the house edge across your total stake, although it does not remove it.

The split we recommend is to bet half of your bonus game stake on 2.

For example, if you have $5 on 2 Rolls and $3 on 4 Rolls, you bet $4 on 2, which is half of the $8 total. When 2 comes up, the result for that spin is close to break-even, which reduces the swings in your balance while you wait for a bonus. Because you are betting more in total, however, the expected loss in dollars increases.

If you bet only on 2 or 10, on the other hand, you do not take part in the bonus games, which are the heart of this game. The basic approach is to build your bets around the bonus games and use 2 to limit losses while you wait.

Bet Sizing and the Myth That a Bonus Is “Due”

Do Not Use Betting Systems Such as the Martingale

A betting system raises or lowers your bet from one round to the next to control the swings in your balance and the risk you take on each bet. Changing your bet size does not change the probability of winning, the RTP or the expected value. We cover a range of betting systems on this site, including the Martingale system, the Paroli system and the Monte Carlo system.

Most betting systems, however, assume bets that win about 50% of the time and pay 1 to 1. This makes them hard to apply to Monopoly Live, where the aim is to land a bonus game.

The bet with the highest probability of winning in this game is 1, but even that wins only 40.74% of the time, and its RTP of 92.88% is among the lowest in the game. It is not a good way to limit losses.

We recommend flat betting, which means keeping your bet the same every time. Some players raise their bets when they are on a losing streak, but a bigger bet does not change the expected value; it only makes the swings in your balance larger.

A Bonus Is Not “Due” After a Dry Spell: Each Spin Is Independent

One betting approach sometimes suggested for Monopoly Live is to wait until there have been 10 or more spins without a bonus before betting. The reasoning goes that since the chance of a bonus is about 1 in 13.5, a bonus is likely to come soon once 10 or more spins have passed without one. This is a misunderstanding of probability, known as the gambler’s fallacy.

Take a coin toss as an example. Suppose you toss a coin five times and it lands heads every time. What is the probability that the next toss lands heads? Some people answer 1 in 64, because that is the probability of six heads in a row.

That answer is wrong. The 1-in-64 figure applies before the first toss. Once five heads have already come up, the probability that the next toss lands heads is still 1 in 2.

Monopoly Live works the same way. Going 10 or more spins without a bonus does not change the probability of what comes next. The presenter spins the wheel with different timing and force each time, so each spin can be treated as an independent event. Past results cannot tell you when a bonus is more likely, and losses can keep growing through 20 or 30 spins without a bonus.

Where to Check Monopoly Live Results in Real Time

Tracksino, a well-known online casino tracker, shows the results of many live game shows in real time. Monopoly Live is one of them, so you can see how often bonus games have come up recently and which multipliers have landed and when, without playing yourself.

You can use it to follow the game without betting or to look up the multipliers that have come up in the past. Some players use the history as a guide for their bets, but each result is independent, so the history does not change the probability or the expected value of the next result.

Choose the Period You Want to Check

On the Tracksino page, you can narrow the results to a period you choose, so you can look at anything from the most recent spins to a longer stretch of play.

Biggest Wins and Multipliers

You can also see the biggest wins and the highest multipliers in the period you choose. A video is available for each of them, so you can watch how the win played out.

Recent Results and Spin History

“Spin History” shows recent results, including which number or bonus the wheel landed on and when, along with payout details for that spin.

When a bonus game was triggered, you can also see how many times the dice were rolled. If the wheel landed on Chance (?) and a multiplier was drawn, the Chance multiplier is shown as well.

How Often Each Dice Total Is Rolled in the Bonus Game

You can also check how often each dice total has been rolled in the bonus game over the period you choose, including how many times doubles came up.

Biggest Monopoly Live Wins of 2022

The table below ranks the Monopoly Live results of 1,000x or more recorded in 2022 (based on data compiled in 2022).

The top result was a 4 Rolls bonus game that paid 4,500x. In that round, the wheel first landed on a Chance segment that awarded a 5x multiplier, then landed on Chance again for a 10x multiplier. With the multiplier at 50x, the wheel landed on 4 Rolls, and the bonus game result of 90x multiplied by the 50x multiplier paid 4,500x.

More than 2,500 players were reportedly paid on this spin. The 4,500x did not go to a single player: everyone who had bet on 4 Rolls received the same multiplier, which is a defining feature of this game.

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Summary: Understand the RTP Differences Between Bets to Limit Your Losses

Monopoly Live is a live game show that combines Dream Catcher, a popular money wheel game from Evolution, with Monopoly, the board game known around the world. A presenter spins a large wheel, and when it lands on 2 Rolls or 4 Rolls, the game moves to a bonus round played on a 3D Monopoly board shown in augmented reality (AR).

RTP ranges from 91.30% to 96.23% depending on the bet, so building your bets around the segments with the highest RTP reduces unnecessary losses. When a bonus game is triggered, everyone who bet on that segment receives the same multiplier, which is a defining feature of this game. Whichever bets you choose, however, you will still lose money over the long run.

Once bets are placed, the game plays out automatically, and there are only six betting options, so the rules are easy to learn even if this is your first live game show.